Is it Possible to Refinance My FHA Loan?

If you currently have an FHA backed mortgage, you may be wondering about refinancing to an even better interest rate.  But first, make sure you know what is allowed with FHA loans.


Federal Housing Administration (FHA) loans can be refinanced in several ways. According to the U.S. Department of Housing and Urban Development (HUD), there are two basic types of refinance cases: an FHA-to-FHA refinance and a conventional refinance.

Overview of FHA-to-FHA Refinance

Also known as an FHA streamline refinance, an FHA-to-FHA refinance takes place when you refinance your old FHA loan into a new FHA loan.

Read more: Can FHA loans be refinanced?